State of Washington Classified Job Specification
INDUSTRIAL INSURANCE UNDERWRITER 4
Class Series Concept
See Industrial Insurance Underwriter 1.
Definition
In the Department of Labor and Industries, performs senior-level specialty work regarding insurance risk classification, identified as an industry specialist for the Department of Labor and Industries.
Distinguishing Characteristics
Incumbents serve as an industry specialist performing Level 4 complexities, a lead worker to lower-level Industrial Insurance Underwriters, or are responsible for the development of curriculum and formal training of the Industrial Insurance Underwriters for all complexity levels.
NOTE: Level 4 complexity factors are determined by the Labor and Industries' industry level/major operations matrix.
Typical Work
As an Industry Specialist:
Underwrites, manages, audits, educates and consults on State Fund workers’ compensation policy/accounts and risk classification under the Washington State Industrial Insurance Laws for Level 4 Complexities; may also perform Level 1, 2, and 3 complexities.
As a lead worker:
Leads lower-level industrial insurance underwriters’; independently mentors, coaches, and monitors staff work performance; audits and measures the performance of industrial insurance underwriters; may also perform Level 1, 2, 3, and 4 complexities.
As a trainer:
Plans, organizes, and develops a formal training program and administers training to internal staff, including all levels of Industrial Insurance Underwriters. The training includes, but is not limited to, risk classification assignment, assignment of employers to State Fund claims, employer account system for processing premiums, experience rating principles, and industrial insurance policy maintenance;
Conducts additional training needs assessments, identifies courses, develops presentation and administers training to internal staff, including all levels of Industrial Insurance Underwriters;
Conducts quality assurance audits on trainees’ work during the formal training period;
Plans and develops tasks related to all underwriting procedures;
Provides training to external customers upon request;
Notifies appropriate technology specialist of information system problems related to the underwriting system screens; test information system changes that may impact the underwriter information system screens;
Act as a representative on committees addressing program area issues and challenges;
Performs other duties as required.
Knowledge and Abilities
Knowledge of: principles of underwriting, insurance, auditing and accounting; in-depth knowledge of laws and regulations relating to industrial insurance; modern office methods and equipment; effective supervisory techniques; departmental operations; state laws, departmental and legal channels; ever-changing polices.
Ability to: present facts, opinions and recommendations in a clear concise, effective and logical manner, both orally and in writing; provide assistance to employers in establishing appropriate account and payroll records; determine risk classifications or status by making accurate determinations; compute and explain rating process clearly and concisely; make accurate classification and/or jurisdictional determinations regarding difficult policies; develop short- and long-range plans, direct the work of professional staff, and industry representatives at all levels; organize and lead senior level professional staff in the processing and maintenance of policies.
Legal Requirement(s)
There may be instances where individual positions must have additional licenses or certification. It is the employer’s responsibility to ensure the appropriate licenses/certifications are obtained for each position.
Persons legally authorized to work in the U.S. under federal law, including Deferred Action for Childhood Arrivals recipients, are eligible for employment unless prohibited by other state or federal law.
Desirable Qualifications
A Bachelor's degree with a field of focus involving tax liabilities, insurance benefits, risk classification, accounting or bookkeeping work, research, statistical or management analysis or related fields;
AND
One year of experience as an Industrial Insurance Underwriter 3.
Note: Additional qualifying experience may substitute year for year, for the required education. This experience must include four years of direct customer service.
Class Specification History
New class: 6-28-93
Revised definition and minimum qualifications: 4-14-95
Revised definition and minimum qualifications: 6-21-01
New class code: (formerly 13848) effective July 1, 2007
Revised salary range, definition, typical work, knowledge and abilities, and desirable qualifications;
added distinguishing characteristics, adopted June 30, 2017; effective July 1, 2017.
Revised Legal Requirements; effective June 6, 2024, due to adopted legislative action.